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Allowed overdraft

  • Up to 12,000 dinars without interest

  • Allowed overdraft for pensioners

  • Allowed overdraft for refinancing

Allowed overdraft per account

Provide security when it comes to unexpected expenses.

Allowed overdraft on the account gives you security when it comes to unforeseen expenses!

 

The approved amount is in your account if you need it, but you don't have to use it. Because the interest rate is calculated only on the used part and for the number of days you used it.

The permitted overage is granted without processing and maintenance costs. And that's not all!

If you use the allowed overdraft amount of up to RSD 12,000, the interest rate is not calculated!

 

FIND OUT MORE

Prerequisites

 

  • For employees: minimum 12 months of employment, continuously. If the client is employed for an indefinite period with the current employer for less than 12 months, it is necessary to submit a written certificate of the client's total working experience (Certificate of the PIO Fund on the employee's insurance experience) issued in the original.
  • Earnings directed to the account at UniCredit Bank.
  • The debtor's creditworthiness is determined depending on the amount of the debtor's monthly income and obligations.

You can download the necessary documentation from link.

Allowed account overdraft specially created for our oldest fellow citizens, and provides additional security when it comes to unforeseen expenses.

 

The approved amount is always in your account if you need it, but you don't have to use it. Because the interest rate is calculated only on the used part and for the number of days you used it.

The permitted overage is granted without processing and maintenance costs. And that's not all!

 

If you use the allowed overdraft amount of up to RSD 12,000, the interest rate is not calculated!

 

Find out more

Prerequisites

  • For pensioners: minimum 1 month in retirement, pension directed to an account in UniCredit Bank;
  • The debtor's creditworthiness is determined depending on the amount of the debtor's monthly income and obligations;

You can download the necessary documentation from link.

The allowed overdraft on the refinancing account gives you the opportunity to use it to refinance your existing obligations, but you can always have something left over.

 

Namely, the approved amount is on your account if you need it, but you don't have to use it. Because the interest rate is calculated only on the used part and for the number of days you used it.

 

The permitted overage is granted without processing and maintenance costs. And that's not all!

If you use the allowed overdraft amount of up to RSD 12,000, the interest rate is not calculated!

Find out more

Prerequisites

 

  • For employees: minimum 12 months of employment, continuously. If the client is employed for an indefinite period with the current employer for less than 12 months, it is necessary to submit a written certificate of the client's total working experience (Certificate of the PIO Fund on the employee's insurance experience) issued in the original.
  • Earnings directed to the account at UniCredit Bank.
  • The debtor's creditworthiness is determined depending on the amount of the debtor's monthly income and obligations.

You can download the necessary documentation from link.

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