mBiznis
For business clients
WB EDIF
UniCredit Banka Serbia signed The Guarantee Agreement with the European Investment Fund (EIF) by which the Bank became part of the WB EDIF Guarantee4SME Resilience program with the aim of providing support to micro, small and medium-sized enterprises as defined by the EU in the countries of the Western Balkans.
BENEFICIARIES
- Micro, small and medium-sized enterprises (according to the EU definition) with less than 250 employees and EUR 50 million in annual revenue or EUR 43 million in total asset value
BENEFITS
- Favorable interest rates compared to standard rates
- Longer Maturity for Working capital loans
- Relaxed collateral requirements
PURPOSE
- Financing of working capital
- Financing of investments in tangible and intangible assets
WORKING CAPITAL LOANS
- Maturity: from 36 to 42 months (including grace period)
- Currency: RSD indexed in EUR
- Maximum loan amount: EUR 500,000
- Collateral:
• Credit Beneficiary bill of exchange
• Personal bill of exchange of the owner of the Credit Beneficiary, if the owner is a natural person;
• Bill of exchange of related parties
INVESTMENT LOANS
- Loan term: from 60 months (including the grace period)
- Loan currency: RSD indexed in EUR
- Maximum loan amount EUR 500,000
- Collateral:
• Credit Beneficiary bill of exchange
• Personal bill of exchange of the owner of the Credit Beneficiary, if the owner is a natural person;
• Bill of exchange of related parties
- Contribution of the Credit Beneficiary is maximum 10%
For more details about the WB EDIF program, please contact your Advisor at a UniCredit bank branch or HUB business center.
